Presented by Land Rover Des Moines
Jaguar Des Moines

Reed Rinderknecht & Adam Obrecht
One can get around briskly with 603 horsepower. For $135,995, the 2018 Mercedes AMG E63 S sedan does it with style, too.

Ride in Style: Prestige Motoring in Top 2018 Models

Some very nice 2018 model-year cars are arriving in showrooms across the city.

Take, for instance, the 2018 AMG E63 S 4MATIC Sedan currently parked at Mercedes Benz of Des Moines. It has a turbocharged V-8 with all-wheel drive, a nine-speed automatic transmission and three separate air chambers per spring, which thoughtfully self-adjust to road conditions. Road & Track magazine called it a “quiet, wonderful storm” during a test drive along the coast of Portugal at 100 mph. (Don’t try that around here.) The list price is $135,995.

In the passenger car category, Mercedes Benz 2018 models include an S560 full-size sedan at $121,925. A Maybach, the top end of the Mercedes line at $160,000-plus, just got loaded onto a trailer bound for an out-of-town buyer. It was a 2017 model. General Sales Manager Shane Boyd said a 2018 model could eventually make its way to the showroom.

Next door (the high-end auto dealers are clustered around 100th Street and Hickman Road in Urbandale) at BMW of Des Moines, the top-priced model currently is a 750i XDrive Sedan, at $106,615. It features all-wheel drive pushed along by an eight-cylinder, 445-horsepower engine. Overhead is a dual moon roof. BMW offers a 12-year rust protection deal on this vehicle, a nice bonus in this climate.

On the south side of Hickman lies Willis Auto Campus, where you can kick the tires on seven brands that include Cadillac, Land Rover, Jaguar and Lexus. The current top sticker price there appears to be on a 2018 Jaguar F-Type R Dynamic Coupe. This sporty car features heated and cooled seats, air quality sensors and automatic braking. It can be yours for $107,099.

The 2018 Cadillac Escalades have arrived. A four-wheel-drive Escalade ESV has three-row seating, surround vision and a washer device to clean your rearview camera. List price is $100,440. The top passenger car is a Cadillac CT 6, featuring cornering lamps, a hands-free deck lid and shade control on front and rear sunroofs. It is listed at $69,585.

Still at Willis, a Lexus LX 570 SUV features a third row of seating and costs $99,334. An LC 500 auto is priced at $99,108.

If it’s a high-end Ford Motor Co. vehicle you desire, stop in at Stivers Ford Lincoln, also on Hickman Road but near Waukee. They just received a 2018 model Lincoln Navigator Reserve SUV. It features privacy glass, a panoramic roof and heated rear seats, all for $88,010.

And who says you can’t go in style in a pickup? A 2018 Ford F150 Raptor at Stivers features a super crew cab seating five people. This baby can tow more than its 7,000-pound weight, and lists out at $69,395.

If you’re gonna go, you can go in style.

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Legacy Bridge

Reed Rinderknecht & Adam Obrecht
Financial Institutions Offer CDs With Odd Maturity Dates

A flyer arrived in the mail touting the 1.80 percent interest rate that a local credit union will pay on a 16-month certificate of deposit. Stretch it to 35 months and you’ll earn 2.4 percent.

Why the odd months? Why not 12 months, which is standard, or 24 or 36 months?

They have their reasons. For starters, this allows the bank or credit union to differentiate these special CDs from their typical lineup. And the folks at say it “helps alleviate the problem that can occur when a bank suddenly offers, say, a special 12-month rate to new customers that is much better than the prior 12-month rate that [was paid to] existing customers.”

These relatively high rates are “teasers” meant to entice your funds into the institution. At maturity they often roll over into one of the regular 12- or 24-month CDs, which typically pay a way lower rate of return.

Are you laddering your CDs — buying them at staggered intervals so that they come due in January, then February, then March, etc., to produce an income stream? Some people think the odd maturity dates muddy up that approach. Others, however, see them as a way to fill in any gaps in ladders.

Whichever you choose, keep maturities short so that you can take advantage of rates once they eventually rise.
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Whitfield & Eddy Law
801 Chophouse

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